For many people living with depression — especially those who’ve tried several medications or years of therapy — the idea of starting something new can bring two questions right away:
“Is this safe?” and “Can I afford it?”
At Lumin Health, we work to ensure the answer to both should be clear and reassuring.
That’s why every part of our ketamine and esketamine (Spravato) program is designed around transparency, insurance accessibility, and individualized care — not guesswork or hidden costs.
Bringing Advanced Care Within Reach
Ketamine therapy used to exist mostly in large hospitals or small, self-pay clinics. That limited access for many people who could otherwise benefit from it.
Lumin Health was founded to change that.
With clinics in Woburn, Newton, and Cambridge, our team of psychiatrists offers the same evidence-based care used in leading academic centers. We are focused on providing treatment in settings that are serene, with clinicians who know who you are, staff who are interested in making sure your experience is a positive one, and treatment plans that are tailored to your needs. Importantly, esketamine (Spravato) is covered by most major insurance plans.
We see this as the future of psychiatry: modern treatments made accessible to the communities that need them most.
Understanding the Cost of Treatment
One of the biggest barriers to trying ketamine therapy is concern about cost — and with good reason.
Across the country, many ketamine clinics operate on a self-pay model, charging around $500–$800 per infusion.
At Lumin Health, things work differently. Because esketamine (Spravato) is FDA-approved for treatment-resistant depression, it’s covered by most major insurance providers, including:
- Blue Cross Blue Shield
- Harvard Pilgrim
- United Healthcare
- Tufts Health Plan
- Aetna
- Optum
- Cigna
- Anthem
- Medicare
- And more
Coverage includes both the medication and the required in-clinic observation, meaning patients typically pay only their standard copay or deductible — similar to other outpatient mental health visits.
Before any treatment begins, our team performs a complimentary insurance check, giving patients a clear picture of what’s covered and what to expect financially.
No surprises. No confusion. Just transparency from the start.
A Different Kind of Intake Process
When people contact Lumin Health, they often expect a sales pitch. Instead, they find a conversation.
Every new patient begins with a free, confidential consultation to help those considering esketamine (Spravato) treatment learn more about the treatment to better understand if it could be right for them. If a person decides to move forward, we schedule an insurance-covered consultation with one of our mental health clinicians who will take time to understand your medical history, psychiatric history, previous treatments, and personal goals before recommending any next step.
If ketamine or esketamine (Spravato) isn’t the right fit, we say so. We don’t assume more medication is the answer, we start by understanding your story.
That approach — directed by physicians, grounded in ethics — is part of what makes our model both trustworthy and sustainable.
Why Coverage Matters
For decades, promising mental health treatments were available only to those who could pay out of pocket.
Insurance coverage for Spravato marks an important shift: it recognizes that advanced, interventional psychiatry isn’t experimental — it’s standard, evidence-based care for people with treatment-resistant depression.
This progress makes the system fairer and helps more people stay engaged in treatment over time. When care is affordable, it’s sustainable. And when it’s sustainable, it’s effective.
Insurance coverage also means accountability: clinics must maintain medical standards, licensed staff, and strict reporting. Patients benefit not just financially, but clinically — knowing their care meets the highest regulatory bar.
The Human Side of Access
Affordability isn’t the only barrier to care. Time, transportation, and stigma often keep people from getting the help they need.
That’s why accessibility at Lumin Health goes beyond cost:
- Local clinics in Woburn, Newton, and Cambridge mean no long commutes to hospitals.
- Flexible scheduling accommodates working adults and parents.
- Private, comfortable rooms make each session feel safe and personal.
- Collaborative care allows us to coordinate with existing therapists or prescribers, so treatment fits into — not replaces — your broader mental health plan.
These details matter. They make advanced treatment not just possible, but practical.
The Lumin Health Ethos to Care
Lumin Health was built on a simple idea: that modern psychiatry should be both cutting-edge and accessible.
We believe cost shouldn’t determine who gets to benefit from progress.
That’s why we’re proud to offer a fully insurance-covered pathway to evidence-based care — and to be one of the few clinics in Massachusetts that combines psychiatrist-led oversight, FDA-approved treatment, and transparent billing.
We’ll never recommend a treatment without explaining how it works, how it’s covered, and what it’s likely to cost — in plain language, not fine print.
Because in mental health, trust begins with transparency.
A Fairer Model for Modern Psychiatry
When people think of advanced medical treatments, they often imagine high prices or limited access. Lumin Health is working daily to rewrite that story.
Our mission is to make effective, science-backed depression care safe, affordable, and close to home.
For many, that means finally being able to pursue a treatment that was once out of reach — not because they suddenly have more money, but because the system finally made room for them.
📍 Lumin Health Ketamine & Spravato Clinic
300 Tradecenter Drive, Suite 3400, Woburn, MA
☎️ 617-863-8810 | 🌐 www.lumin.health
Harvard-trained psychiatrists | Insurance accepted | Complimentary consultation and coverage check available
